At an early age, we start learning how to manage money by watching our parents’ spending habits.
在年纪很小的时候，我们就开始通过观察父母的消费习惯来学习如何管理金钱。
We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
我们需要明白，父母努力工作赚钱，而这些钱可能总有一天会用完。去他们工作的地方看看他们是如何工作的，是理解赚钱不易的好方法。
We should not spend all our money in one go. It’s important for us to have a budget. We need to think about how much money we have for the monthly bills and what we really want to spend money on. Realising that our pocket money can’t cover everything we want, we should make smart spending choices.
我们不应该一下花光所有的钱。对我们来说，制定一个预算是很重要的。我们需要考虑我们有多少钱来支付每月的账单，以及我们真正想把钱花在什么东西上。要意识到零花钱不能买下我们想要的一切，我们应该做出明智的消费选择。
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.
我们应该设定一个明确的目标，并看着我们的钱慢慢增多。如果我们想要拥有一辆新自行车但又买不起，我们可以攒零花钱。怎么攒呢？在笔记本上写下我们有多少钱，并看着它增多。等攒够了钱之后，我们就可以买下那辆梦寐以求的漂亮自行车了！实现目标会让我们感到非常满足。
We can talk with our parents about how money is used and where money goes. We can also go to the supermarket with our parents to experience how money is spent in the real world.
我们可以和父母谈谈钱是怎么用的，以及钱都花在哪里了。我们还可以和父母一起去超市，体验在现实生活中钱是如何被花出去的。
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
毫无疑问，我们应该以正确的方式对待金钱。事实上，学习金钱知识并不是一件难事。通过这些学习，我们可以逐步树立理财的意识和正确的金钱观！